Peloton

Peloton sells the hardware and the subscription separately, and says so on the product card: the Bike is listed at $1,695 with “All-Access Membership separate,” financed as “$142/mo at 0% APR for 12 mos.” Which membership you need is decided by whether you own the equipment. “If you have a piece of Peloton equipment, including a Peloton Bike, Bike+, Peloton Tread Flex, Peloton Tread Vision, Peloton Tread+ Vision, or Row+, you will need an All-Access Membership.”

What matters when choosing Peloton

The tiers are split by hardware ownership, not by content. App One is $12.99/mo and is limited to three cardio equipment classes a month; App+ is $28.99/mo with no limit on them; All-Access, at $49.99/mo, is the tier that unlocks Peloton hardware. The app page states: “A Peloton All-Access Membership is required to access all Peloton content and applicable features on your Peloton hardware.”

One All-Access covers one of each type, but not two of the same type. “One Peloton All-Access Membership provides access to Peloton content and all features on one Bike, Tread, and Row+,” with “Age, height and weight restrictions apply.” Against that: “In the case of having 2 products of the same type (e.g. Bike and Bike+) two separate All-Access Memberships are required.”

The App One limit is counted in seconds. With App One, “a class is considered taken after 180 seconds. Failure to leave the class before 180 seconds will result in the class being considered taken for the month. Once a class is taken, it cannot be removed or replaced with another cardio equipment class.”

The 30-day home trial is conditional, and it excludes refurbished. It is “included with every first-time Bike purchase” and promises that “If you’re not satisfied, contact us within 30 days to schedule your pickup and we’ll refund your purchase—no questions asked.” The footnote is the limit: “First-time purchasers only. One trial per household. Upfront payment required. Return fees apply. Only eligible in 48 contiguous states.” And separately: “30-day home trial is not available for Refurbished Original Bikes. Refurbished Original Bikes orders can be canceled prior to delivery.”

The warranty is 12 months, and the extension is a priced plan. The Bike card lists a “12-month Limited Warranty with coverage on parts and labor, for the touchscreen, Bike frame, and most Bike components,” alongside a “48-month Protection Plan” that will “Add 36 months of enhanced protection to your 12-month limited warranty” for $169.

Delivery is free but assembly is a paid extra. The card lists “Includes free delivery to room of choice” and “Expert assembly available for a fee.” Self-assembly is free and comes with a QR code to a video guide, but the FAQ notes the boxes “are heavy and may require 2+ people to move.”

Peloton IQ’s advanced features are limited to the newest hardware. “Peloton IQ is available on all Peloton devices, but its most advanced features (e.g. Movement Tracking) can only be experienced on the Cross Training Bike+, Tread+, and Row+.”

Before you buy

• Work out the monthly commitment before the hardware price: the Bike is $1,695 and All-Access is $49.99/mo on top of it.
• Ask what the “return fees” in the home-trial footnote amount to before relying on the refund.
• Two products of the same type need two All-Access memberships; one Bike plus one Tread plus one Row+ need only one.
• The app-only tiers do not unlock Peloton equipment at all — the app page is explicit that an App Membership alone will not give “full access to all Peloton content needed for your Peloton equipment.”

Guides featuring Peloton

• Evaluating the 2026 Home Cardio Evolution: Peloton vs. NordicTrack Price, Specs & Value Comparison
• The Platform Is the Product: iFIT vs Peloton vs JRNY vs Echelon in 2026
• 2026 Global Home Fitness Equipment: User Pain Point Investigation and Strategic Industrial Insight Report

Official resources

• https://www.onepeloton.com/shop/bike
• https://www.onepeloton.com/membership
• https://www.onepeloton.com/app-membership
• https://www.onepeloton.com/home-trial